Payment Terms Calculator
Translate standard business credit terms (Net 30, 2/10 Net 30, EOM, COD, CIA) into clear schedules and discount rules.
Translate standard business credit terms (Net 30, 2/10 Net 30, EOM, COD, CIA) into clear schedules and discount rules.
Enter your payment terms and invoice date to find the exact due date with this free payment terms calculator.
Payment terms define when a buyer is expected to pay an invoice. Common payment terms include Net 7, Net 15, Net 30, Net 45, and Net 60, meaning the payment is due 7, 15, 30, 45, or 60 days from the invoice date.
Payment terms set expectations and create a legal basis for following up on late payments.
Add the term days to the invoice date. For Net 30 on an invoice dated September 1, add 30 days to get October 1 as the due date.
This calculator does that calculation for any payment term and any invoice date instantly.
Shorter terms (Net 7, Net 15) are better for your cash flow but may put off some clients. Net 30 is the standard for most B2B transactions. Net 45 and Net 60 are common with large corporate buyers.
Match your payment terms to the size and payment cycle of each client for the best balance.
Some businesses use EOM (End of Month) or COD (Cash on Delivery) or 2/10 Net 30 (2% discount if paid within 10 days, otherwise Net 30 applies).
This calculator handles standard Net X terms. For other terms, enter the number of days manually.
Always state your payment terms clearly on every invoice. Include both the terms (e.g., Net 30) and the actual due date for maximum clarity.
Use the Tez Invoice free invoice generator which has built-in payment terms and due date fields.
Tez Invoice is our free online invoice generator. No sign up. No watermark. Download clean PDF or JPEG invoices in seconds, right from your browser.
Common questions about Payment Terms Calculator: Find Due Date for Any Invoice Payment Terms on Tez Invoice.
Payment terms define when a buyer must pay an invoice. Common terms: Net 7, Net 15, Net 30, Net 45, Net 60.
Add the term days to the invoice date. For Net 30 on September 1: due date is October 1.
Yes. Free with no sign up.
Net 30 is the B2B standard. Shorter terms improve your cash flow. Longer terms suit large corporate buyers.
Use the free Invoice Generator on Tez Invoice which has a payment terms field.
Yes. Free with no sign up and no usage limits.
Yes. Fully responsive on all devices.
No. In-browser processing only.
Yes. Designed for small businesses and freelancers.
Use the free Invoice Generator on Tez Invoice.