Forecast net cash flow and ending cash balance over any accounting period.
Calculate your business net cash flow from income and expense data with this free online tool.
Cash flow is the movement of money in and out of your business over a period. Positive cash flow means more money is coming in than going out. Negative cash flow means the opposite, even if the business is profitable on paper.
A business can be profitable but still run out of cash if customers pay slowly.
Profit is calculated on invoices sent. Cash flow is based on actual money received. If you invoice 5 lakh in March but collect it in May, your March profit looks great but your cash flow is thin.
Managing cash flow means tracking when money actually arrives, not just when it is invoiced.
Enter your cash inflows (collected payments, loans received, asset sales) and cash outflows (supplier payments, salaries, rent, taxes). The calculator shows your net cash position for the period.
A positive result means more cash came in than went out. A negative result means you spent more cash than you received.
Invoice quickly after completing work. Shorten payment terms. Offer early payment discounts. Follow up on overdue invoices immediately. Negotiate longer payment terms with your own suppliers.
Cash flow management is a daily discipline, not a monthly review.
Use the cash flow calculator to project future periods. Enter expected inflows and outflows for the next month or quarter to anticipate shortfalls before they happen.
Early warning of a cash shortfall gives you time to arrange credit, speed up collections, or delay non-essential spending.
Tez Invoice is our free online invoice generator. No sign up. No watermark. Download clean PDF or JPEG invoices in seconds, right from your browser.
Common questions about Cash Flow Calculator: Calculate Net Business Cash Flow Online Free on Tez Invoice.
The net movement of money in and out of your business. Positive cash flow means more coming in than going out.
Profit is based on invoices raised. Cash flow is based on actual money received and paid.
Yes. Free with no sign up.
Invoice quickly, shorten payment terms, follow up on overdue invoices, and negotiate longer terms with suppliers.
Yes. Enter expected future inflows and outflows to project your future cash position.
Yes. Free with no sign up and no usage limits.
Yes. Fully responsive.
No. In-browser processing only.
Yes. Designed for small businesses and freelancers.
Use the free Invoice Generator on Tez Invoice.