Calculate merchant transaction fees deducted by payment gateways (Stripe, Razorpay, PayPal).
Calculate the net amount you receive after payment gateway or card processing fees are deducted with this free tool.
A payment processing fee calculator tells you how much money you actually receive after a payment gateway, card processor, or platform deducts its fee. If a customer pays 10,000 rupees and the gateway charges 2%, you receive 9,800 rupees.
Knowing your net amount after fees helps you price your services correctly and understand the true cost of accepting digital payments.
UPI charges are typically 0% for personal accounts but may attract a small MDR for businesses. Credit card processing fees range from 1.5% to 3%. Payment gateways like Razorpay, Cashfree, and PayU typically charge 1.5% to 2% plus GST.
Always check the current fee schedule for your specific payment processor.
Multiply the gross payment by the fee percentage and divide by 100 to get the fee amount. Subtract the fee from the gross to get your net amount.
For example, a 2% fee on 50,000 rupees equals a 1,000-rupee fee and a net of 49,000 rupees.
Some businesses add a convenience fee to pass processing costs to the customer. Others absorb the fee as a cost of doing business.
If you charge a convenience fee, disclose it before the customer pays. Surprising customers with extra fees at checkout damages trust.
If you absorb processing fees, factor them into your pricing. A business with 2% processing fees and a 30% profit margin effectively has a 28% margin after payment costs.
Adjust your prices to maintain your target margin after all transaction costs.
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Common questions about Payment Processing Fee Calculator: Find Your Net Amount After Gateway Fees on Tez Invoice.
It calculates how much you receive after a payment gateway or card processor deducts its percentage fee.
Multiply the gross amount by the fee percentage to get the fee. Subtract it from the gross for the net amount.
Yes. Free with no sign up.
UPI may be 0% for P2P. Card processing is typically 1.5-3%. Payment gateways charge approximately 1.5-2% plus GST. Check your specific gateway's pricing.
Yes. You can charge a convenience fee, but disclose it before the customer pays.
Yes. Fully responsive.
No. In-browser only.
Processing fees in India usually attract 18% GST on the fee amount. Check your gateway's invoices for the breakdown.
Each percentage point of processing fee reduces your effective margin. Factor fees into your pricing.
Use the free Invoice Generator on Tez Invoice.